Service details

Purchasing a home is one of the most important financial decisions in your life and it is vital to have a team of qualified professionals to guide you through this process. This assumes much more importance when you are buying your first home.

There are several hidden costs associated with purchasing your dream home. We recognize how perplexing and stressful it can be when you try to navigate through the mortgage financing process by yourself. So, we endeavour to ease the process for you by explaining the steps, the different costs and the options available to you in detail. Further, we can help assuage the burden on you by connecting you with Lawyers, Realtors and Insurance Professionals, whose assistance you may need through the process.

Mortgage rules and qualification guidelines have evolved significantly over the years. This, along with other factors, has resulted in every mortgage and every lender being different.

There are several categories of mortgages including:

• High-ratio Mortgage
• Conventional Mortgage
• Insurable Mortgage
• Uninsurable Mortgage

Based on these categories, we can select a mortgage product that is best suited for your financial situation and needs.

Besides the mortgage interest rate, there are several important factors to consider while selecting a mortgage product. Factors include:

• Lender Reputation
• Service
• Payment Options
• Pre-Payment Penalties
• Pre-Payment Privileges
• Transfer and Portability
• Assumability

We, at Krish Mortgages, will be happy to elucidate the differences and guide you through the process so you can make the best financial decision for you and your family while selecting your mortgage.